Cartão

US

Annual Fee

$0

Rewards Rate

1%-5%

Intro Offer

$200

Credit Score

690-850 (Good – Excellent)

    • Earn a $200 bonus after $1,000 in purchases within the first 3 months.
    • 5% cash back in rotating categories each quarter on up to $1,500 when enrolled; 5% on travel booked through Chase Ultimate Rewards®.
    • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
    • 3% cash back on dining and drugstore purchases; 1% on all other purchases.
    • Cash back redemption is flexible with no minimum amount required. Opt for a statement credit or direct deposit into most U.S. bank accounts. Your Cash Back rewards remain valid as long as your account stays active
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49%-29.24%.
    • No annual fee.
    • Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
    • Member FDIC
  • Pros:
    • No annual fee
    • 5% rewards in rotating quarterly categories on up to $1,500 when activated
    • Competitive travel rewards rate
    • Generous rewards in other categories like dining and drugstores
    Cons:
    • Travel bookings need to be through Chase Ultimate Rewards® for maximum rewards
    • Category activation required

BR

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Pontos

1 ponto a cada R$5

Anuidade

Grátis

Salas VIP

Sim

Requisitos

Sim

    • 1 ponto a cada R$5 gastos no crédito
    • Pontos Loop que podem virar milhas, cashback, dólar na Global Account ou investimento
    • Zero anuidade
    • Descontos exclusivos em parceiros selecionados
    • 10% de desconto no Decolar.com
    • 50% de desconto no Uber Pass por 6 meses
    • Possibilidade de se tornar cliente Inter One com advisor exclusivo
  • Prós:
    • Anuidade zero
    • Flexibilidade para usar pontos como milhas, cashback ou investimentos
    • Benefícios e descontos exclusivos
    • Possibilidade de upgrade via relacionamento ou investimentos
    • Integração com Global Account em dólar
    Contras:
    • Necessário débito automático ativo para acumular pontos
    • Exige critérios específicos para obtenção do cartão